ABOUT US
A commitment
to service and partnership
Carolinas Financial & Retirement Planning was built around a simple belief: financial guidance should help people live more freely, make decisions with confidence, and navigate life’s changes with greater clarity.
We work with individuals and families approaching retirement or managing important transitions, helping them think carefully, plan intentionally, and move forward with purpose.
MEET MIKE
Michael Mehltretter
Mike built his practice around principles that have shaped much of his life: preparation, accountability, and a commitment to helping others.
Before entering financial planning, Mike spent more than 15 years working in litigation support, consulting, and eDiscovery environments where precision, follow-through, and sound judgment mattered every day. He studied public policy at the Rochester Institute of Technology, developing a lasting interest in how decisions and systems affect people over time.
Service has also been a defining part of his life. Mike served six years in the United States Marine Corps Reserve, including deployment to Iraq, earning a Purple Heart and multiple commendations for bravery. He later served as a Post Commander with the New York City VFW and remains active in veteran organizations.
Mike brings that service mindset to both his work and his family: Focused yet approachable, steady in moments of challenge, and fully present when it matters most.
MEET CHRISTINA
Christina Ostran Mehltretter
Christina Ostran Mehltretter is a financial advisor, strategist, and advocate for women navigating life’s most defining financial moments.
With more than two decades of experience in wealth management and financial services, she has led major transformation initiatives for Fortune 500 organizations while building expertise in tax planning, risk management, financial operations, and advisor strategy.
Today, she works directly with women and families to create thoughtful, tax-aware financial plans rooted in clarity, stewardship, and long-term confidence. She has a particular passion for helping women navigate periods of transition, including widowhood, career changes, and reinvention.
Christina is a Certified Public Accountant and Certified Internal Auditor, and holds Series 7, 66, 99 and SIE licenses. She earned her Bachelor of Business Administration in Public Accounting and dual MBA degrees in Financial Management and Public Accounting from Pace University.
She lives in South Carolina with her husband, Michael, their two children, Charlotte Arline and Michael Bruce, and their dog, McKinley.
LET’S TALK
Here for
the Carolinas
From the mountains to the coast, the Carolinas are a place to slow down, put down roots, and focus on what matters. We help ensure your financial life supports your values, priorities, and the people who make it meaningful.